2027 Medicare Advantage plans in Jefferson County, KS
Medicare options for people in Oskaloosa, Valley Falls, Perry, McLouth, and Ozawkie. Here is how the 2027 market looks in Jefferson County, and how to choose well.
Jefferson County at a glance for 2027
Jefferson County has 29 individual Medicare Advantage plans for 2027. That’s the most plans of any county our Topeka office serves. 24 of those plans include Part D drug coverage. 5 are medical-only plans, which can work for people with drug coverage from the VA or TRICARE.
| 2027 Jefferson County snapshot | Value |
|---|---|
| HMO plans (use the plan’s network) | 14 |
| PPO plans (in- and out-of-network coverage) | 15 |
| Plans that include Part D drug coverage | 24 |
| Lowest in-network maximum out-of-pocket (MOOP) | $2,800 |
| Standalone Part D plans available in Kansas | 12 |
Source: CMS CY2027 Landscape and Plan Benefit Package files, Sept 2026. Individual plans, excluding Special Needs Plans. Plan availability can change. We do not offer every plan available in your area.
Live in a different county? Try our 2027 Plan Finder for any ZIP code in Missouri, Kansas, Arkansas, Iowa, Illinois, Oklahoma, or Kentucky.
How to choose a plan in Jefferson County
With 29 options, the cheapest-looking plan is rarely the whole story. These are the questions we go through with every Jefferson County client:
- Are my doctors and hospital in network? HMO plans generally only cover in-network care except emergencies. PPO plans let you go out of network for a higher cost. That matters if you see specialists outside Oskaloosa.
- Are my prescriptions covered, and at what tier? Drug lists differ from plan to plan. For 2027, Part D out-of-pocket costs are capped at $2,400 a year, but your costs before that cap can vary a lot.
- What’s my worst-case year? In-network out-of-pocket maximums in Jefferson County start at $2,800. A plan with a $0 premium and a high MOOP can cost more than a plan with a small premium.
- Is a Medicare Supplement a better fit? If you travel, split time out of state, or want to see any doctor who takes Medicare, compare a Medigap plan with a standalone Part D plan.
Local Medicare resources in Jefferson County
Jefferson County does not appear to have an acute-care hospital within its borders based on the search results; the nearest listed hospital in the region, Jefferson County Memorial Hospital and Geriatric Center, is located in Winchester, and residents of Jefferson County communities like Oskaloosa, Valley Falls, Perry, McLouth, and Ozawkie likely rely on nearby hospitals such as those in Atchison or Lawrence for care, though this is not explicitly confirmed in the results.
- Local senior services: Jayhawk Area Agency on Aging serves Jefferson County with programs like meals, transportation, and caregiver support.
- Free government counseling: SHICK, the Senior Health Insurance Counseling for Kansas program offers unbiased Medicare counseling at no cost.
Questions about how a plan works with your local doctors and hospitals? Our Topeka office can walk you through it.
When you can enroll or switch
Most Jefferson County residents can change plans during the Annual Enrollment Period, October 15 – December 7, for coverage that starts January 1. Medicare Advantage members get one more change from January 1 to March 31. New to Medicare? Start with our Turning 65 guide.
Local help for Jefferson County
Our Topeka office helps people across Jefferson County, from Oskaloosa to Valley Falls, Perry, McLouth, and Ozawkie. We compare the plans we represent side by side and stay your contact after you enroll. Our help is free.
Jefferson County Medicare FAQ
How many Medicare Advantage plans are in Jefferson County, KS for 2027?
CMS lists 29 individual Medicare Advantage plans in Jefferson County for 2027, offered by 5 insurance organizations. This count excludes Special Needs Plans.
Are there $0-premium Medicare Advantage plans in Jefferson County?
Yes. 25 of the 29 plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays, coinsurance, and deductibles still apply.
Do any Jefferson County plans offer a Part B giveback?
11 plans include a Part B premium reduction, sometimes called a “giveback.” The largest is $160 a month. The giveback lowers the Part B amount taken from your Social Security check. It is only one factor to weigh against networks and drug coverage.
Where is the nearest Temmen Insurance office to Oskaloosa?
Jefferson County is served by our Topeka office. Call (844) 348-4138 for help by phone or to set up a time to meet.
Free Jefferson County plan review
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We’ll compare plans that fit your doctors, prescriptions, and budget, then explain the tradeoffs in plain English. There’s no cost for our help.