2027 Medicare Advantage plans in Douglas County, KS
Medicare options for people in Lawrence, Eudora, Baldwin City, and Lecompton. Here is how the 2027 market looks in Douglas County, and how to choose well.
Douglas County at a glance for 2027
Douglas County has 24 individual Medicare Advantage plans for 2027. Plan choice here falls in the middle of the 7 counties our Topeka office serves (from 16 to 29 plans). 19 of those plans include Part D drug coverage. 5 are medical-only plans, which can work for people with drug coverage from the VA or TRICARE.
| 2027 Douglas County snapshot | Value |
|---|---|
| HMO plans (use the plan’s network) | 9 |
| PPO plans (in- and out-of-network coverage) | 15 |
| Plans that include Part D drug coverage | 19 |
| Lowest in-network maximum out-of-pocket (MOOP) | $3,950 |
| Standalone Part D plans available in Kansas | 12 |
Source: CMS CY2027 Landscape and Plan Benefit Package files, Sept 2026. Individual plans, excluding Special Needs Plans. Plan availability can change. We do not offer every plan available in your area.
Live in a different county? Try our 2027 Plan Finder for any ZIP code in Missouri, Kansas, Arkansas, Iowa, Illinois, Oklahoma, or Kentucky.
How to choose a plan in Douglas County
With 24 options, the cheapest-looking plan is rarely the whole story. These are the questions we go through with every Douglas County client:
- Are my doctors and hospital in network? HMO plans generally only cover in-network care except emergencies. PPO plans let you go out of network for a higher cost. That matters if you see specialists outside Lawrence.
- Are my prescriptions covered, and at what tier? Drug lists differ from plan to plan. For 2027, Part D out-of-pocket costs are capped at $2,400 a year, but your costs before that cap can vary a lot.
- What’s my worst-case year? In-network out-of-pocket maximums in Douglas County start at $3,950. A plan with a $0 premium and a high MOOP can cost more than a plan with a small premium.
- Is a Medicare Supplement a better fit? If you travel, split time out of state, or want to see any doctor who takes Medicare, compare a Medigap plan with a standalone Part D plan.
Local Medicare resources in Douglas County
Douglas County residents have acute hospital care in-county at LMH (Lawrence Memorial Hospital) in Lawrence; for higher-level or specialized care, nearby options include hospitals in Topeka and Overland Park/Olathe, Kansas.
- Hospitals in Douglas County: LMH (Lawrence Memorial Hospital) (Lawrence). Before you pick a plan, check that the hospital you would actually use is in its network.
- Social Security office for Lawrence: 1440 Wakarusa Dr., Suite 200, Lawrence, KS 66049. This is where you can sign up for Part A and Part B in person (or online at ssa.gov).
- Local senior services: Jayhawk Area Agency on Aging serves Douglas County with programs like meals, transportation, and caregiver support.
- Free government counseling: SHICK, the Senior Health Insurance Counseling for Kansas program offers unbiased Medicare counseling at no cost.
Questions about how a plan works with your local doctors and hospitals? Our Topeka office can walk you through it.
When you can enroll or switch
Most Douglas County residents can change plans during the Annual Enrollment Period, October 15 – December 7, for coverage that starts January 1. Medicare Advantage members get one more change from January 1 to March 31. New to Medicare? Start with our Turning 65 guide.
Local help for Douglas County
Our Topeka office helps people across Douglas County, from Lawrence to Eudora, Baldwin City, and Lecompton. We compare the plans we represent side by side and stay your contact after you enroll. Our help is free.
Douglas County Medicare FAQ
How many Medicare Advantage plans are in Douglas County, KS for 2027?
CMS lists 24 individual Medicare Advantage plans in Douglas County for 2027, offered by 5 insurance organizations. This count excludes Special Needs Plans.
Are there $0-premium Medicare Advantage plans in Douglas County?
Yes. 20 of the 24 plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays, coinsurance, and deductibles still apply.
Do any Douglas County plans offer a Part B giveback?
9 plans include a Part B premium reduction, sometimes called a “giveback.” The largest is $160 a month. The giveback lowers the Part B amount taken from your Social Security check. It is only one factor to weigh against networks and drug coverage.
Where is the nearest Temmen Insurance office to Lawrence?
Douglas County is served by our Topeka office. Call (844) 348-4138 for help by phone or to set up a time to meet.
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