Medicare advisors in Cape Girardeau, Missouri
Our Cape Girardeau office serves Southeast Missouri, from Perryville down through Sikeston and the Bootheel. Plan choices here are quite different from the Springfield area. That's why it matters to work with people who know this market.
Cape Girardeau office
Medicare help across Southeast Missouri
From our Cape Girardeau office we help people across these counties. Choose yours to see the 2027 plan numbers.
Including Jackson, Cape Girardeau, Delta, Oak Ridge, Benton, Sikeston, Scott City, Chaffee, Oran, Perryville, Altenburg, Frohna, Marble Hill, Zalma, Patton, Sedgewickville, Bloomfield, Dexter, Advance, Puxico, Bernie, New Madrid, Portageville, Lilbourn, and Marston.
Local Medicare guides
| County | MA plans 2027 | $0 premium | With Part B giveback | Lowest in-network MOOP |
|---|---|---|---|---|
| Cape Girardeau County | 20 | 18 | 7 | $2,000 |
| Scott County | 20 | 18 | 7 | $2,000 |
| Perry County | 30 | 24 | 9 | $2,850 |
| Bollinger County | 20 | 16 | 7 | $3,200 |
| Stoddard County | 23 | 20 | 7 | $2,000 |
| New Madrid County | 12 | 10 | 6 | $3,200 |
Source: CMS CY2027 Landscape and Plan Benefit Package files, Sept 2026. Individual Medicare Advantage plans, excluding Special Needs Plans. MOOP = maximum out-of-pocket for in-network care.
What happens when you call or visit
We listen first
Which doctors you see, which hospital you trust, the medications you take, and what you’re paying now.
We check the details
We confirm networks, look up your drugs on each plan’s formulary, and estimate your full-year costs, not just the premium.
We stay your local contact
After you enroll, call the Cape Girardeau office any time with billing, claims, or coverage questions. We’ll check in again next fall.
Why clients choose Temmen
★★★★★“Matt and his entire staff have been very helpful since day one. He has accommodated my mother and I by communicating with me so I can help her. She authorized me to oversee her insurance info and Matt’s team made it happen.”
★★★★★“Very knowledgeable, thus informative. Very personable, thus easy to communicate with. He will now become my “go-to” person if or when in doubt.”
★★★★★“Matt was super easy to work with. He is always trying to figure out what is best for each individual customer. Highly recommend him to anyone!”
Questions about our Cape Girardeau office
Where is the Temmen Insurance Cape Girardeau office?
Our Cape Girardeau office address will be posted here soon. In the meantime, call (844) 348-4138 and we’ll help you by phone or set up a time to meet.
How many Medicare Advantage plans are available in Cape Girardeau County for 2027?
CMS data shows 20 individual Medicare Advantage plans in Cape Girardeau County for 2027, from 3 insurance organizations. 18 of them have a $0 monthly plan premium. You still pay your Part B premium.
Do I have to come into the office?
No. Many clients do everything by phone, and we can enroll you over the phone. If you’d rather sit down in person, call ahead so an advisor is ready for you.
What should I bring to my appointment?
Bring your red, white, and blue Medicare card, any current plan ID cards, a list of your prescriptions with doses, and the names of your doctors and preferred pharmacy.
Our other offices
Springfield, MO · Topeka, KS · Joplin, MO · Wildwood, MO · Belton, MO
Talk to the Cape Girardeau team
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No cost, no obligation. We never sell your information.
Talk to a Medicare advisor in Cape Girardeau
We’ll compare plans that fit your doctors, prescriptions, and budget, then explain the tradeoffs in plain English. There’s no cost for our help.