2027 Medicare Advantage plans in Jasper County, MO
Medicare options for people in Carthage, Joplin, Webb City, Carl Junction, Oronogo, and Sarcoxie. Here is how the 2027 market looks in Jasper County, and how to choose well.
Jasper County at a glance for 2027
Jasper County has 32 individual Medicare Advantage plans for 2027. That’s the most plans of any county our Joplin office serves. 25 of those plans include Part D drug coverage. 7 are medical-only plans, which can work for people with drug coverage from the VA or TRICARE.
| 2027 Jasper County snapshot | Value |
|---|---|
| HMO plans (use the plan’s network) | 17 |
| PPO plans (in- and out-of-network coverage) | 13 |
| PFFS plans | 2 |
| Plans that include Part D drug coverage | 25 |
| Lowest in-network maximum out-of-pocket (MOOP) | $2,000 |
| Standalone Part D plans available in Missouri | 9 |
Source: CMS CY2027 Landscape and Plan Benefit Package files, Sept 2026. Individual plans, excluding Special Needs Plans. Plan availability can change. We do not offer every plan available in your area.
Live in a different county? Try our 2027 Plan Finder for any ZIP code in Missouri, Kansas, Arkansas, Iowa, Illinois, Oklahoma, or Kentucky.
How to choose a plan in Jasper County
With 32 options, the cheapest-looking plan is rarely the whole story. These are the questions we go through with every Jasper County client:
- Are my doctors and hospital in network? HMO plans generally only cover in-network care except emergencies. PPO plans let you go out of network for a higher cost. That matters if you see specialists outside Carthage.
- Are my prescriptions covered, and at what tier? Drug lists differ from plan to plan. For 2027, Part D out-of-pocket costs are capped at $2,400 a year, but your costs before that cap can vary a lot.
- What’s my worst-case year? In-network out-of-pocket maximums in Jasper County start at $2,000. A plan with a $0 premium and a high MOOP can cost more than a plan with a small premium.
- Is a Medicare Supplement a better fit? If you travel, split time out of state, or want to see any doctor who takes Medicare, compare a Medigap plan with a standalone Part D plan.
Local Medicare resources in Jasper County
Jasper County residents have local hospital care through Mercy Hospital Carthage (a 25-bed critical access hospital in Carthage) and larger facilities in Joplin, including Freeman Health System - Freeman West and Mercy Hospital Joplin, both Level II trauma centers. Mercy Hospital Carthage's primary service area includes Jasper and Newton counties, with more specialized or higher-level care concentrated in Joplin.
- Hospitals in Jasper County: Freeman Health System - Freeman West (Joplin), Landmark Hospital of Joplin, LLC (Joplin), Mercy Hospital Carthage (Carthage), and Mercy Hospital Joplin (Joplin). Before you pick a plan, check that the hospital you would actually use is in its network.
- Social Security office for Carthage: 4102 S Arizona Ave, Joplin, MO 64804. This is where you can sign up for Part A and Part B in person (or online at ssa.gov).
- Local senior services: Area Agency on Aging, Region X serves Jasper County with programs like meals, transportation, and caregiver support.
- Free government counseling: CLAIM, Missouri’s free State Health Insurance Assistance Program offers unbiased Medicare counseling at no cost.
Questions about how a plan works with your local doctors and hospitals? Our Joplin office can walk you through it.
When you can enroll or switch
Most Jasper County residents can change plans during the Annual Enrollment Period, October 15 – December 7, for coverage that starts January 1. Medicare Advantage members get one more change from January 1 to March 31. New to Medicare? Start with our Turning 65 guide.
Local help for Jasper County
Our Joplin office helps people across Jasper County, from Carthage to Joplin, Webb City, Carl Junction, Oronogo, and Sarcoxie. We compare the plans we represent side by side and stay your contact after you enroll. Our help is free.
Jasper County Medicare FAQ
How many Medicare Advantage plans are in Jasper County, MO for 2027?
CMS lists 32 individual Medicare Advantage plans in Jasper County for 2027, offered by 5 insurance organizations. This count excludes Special Needs Plans.
Are there $0-premium Medicare Advantage plans in Jasper County?
Yes. 26 of the 32 plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays, coinsurance, and deductibles still apply.
Do any Jasper County plans offer a Part B giveback?
10 plans include a Part B premium reduction, sometimes called a “giveback.” The largest is $170 a month. The giveback lowers the Part B amount taken from your Social Security check. It is only one factor to weigh against networks and drug coverage.
Where is the nearest Temmen Insurance office to Carthage?
Jasper County is served by our Joplin office. Call (844) 348-4138 for help by phone or to set up a time to meet.
Free Jasper County plan review
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