2027 Medicare Advantage plans in Dade County, MO
Medicare options for people in Greenfield, Lockwood, Everton, and South Greenfield. Here is how the 2027 market looks in Dade County, and how to choose well.
Dade County at a glance for 2027
Dade County has 32 individual Medicare Advantage plans for 2027. That’s the most plans of any county our Joplin office serves. 26 of those plans include Part D drug coverage. 6 are medical-only plans, which can work for people with drug coverage from the VA or TRICARE.
| 2027 Dade County snapshot | Value |
|---|---|
| HMO plans (use the plan’s network) | 17 |
| PPO plans (in- and out-of-network coverage) | 14 |
| PFFS plans | 1 |
| Plans that include Part D drug coverage | 26 |
| Lowest in-network maximum out-of-pocket (MOOP) | $2,900 |
| Standalone Part D plans available in Missouri | 9 |
Source: CMS CY2027 Landscape and Plan Benefit Package files, Sept 2026. Individual plans, excluding Special Needs Plans. Plan availability can change. We do not offer every plan available in your area.
Live in a different county? Try our 2027 Plan Finder for any ZIP code in Missouri, Kansas, Arkansas, Iowa, Illinois, Oklahoma, or Kentucky.
How to choose a plan in Dade County
With 32 options, the cheapest-looking plan is rarely the whole story. These are the questions we go through with every Dade County client:
- Are my doctors and hospital in network? HMO plans generally only cover in-network care except emergencies. PPO plans let you go out of network for a higher cost. That matters if you see specialists outside Greenfield.
- Are my prescriptions covered, and at what tier? Drug lists differ from plan to plan. For 2027, Part D out-of-pocket costs are capped at $2,400 a year, but your costs before that cap can vary a lot.
- What’s my worst-case year? In-network out-of-pocket maximums in Dade County start at $2,900. A plan with a $0 premium and a high MOOP can cost more than a plan with a small premium.
- Is a Medicare Supplement a better fit? If you travel, split time out of state, or want to see any doctor who takes Medicare, compare a Medigap plan with a standalone Part D plan.
Local Medicare resources in Dade County
Dade County has no hospital of its own, so residents must travel to neighboring counties for hospital and specialist care, with the nearest facilities being Cox Barton County Hospital (Barton County) and Citizens Memorial Hospital (Polk County); in-county care is limited to clinics such as Dade County Family Medical Center in Greenfield.
- Local senior services: SeniorAge Area Agency on Aging (Region 1), Springfield, MO serves Dade County with programs like meals, transportation, and caregiver support.
- Free government counseling: CLAIM, Missouri’s free State Health Insurance Assistance Program offers unbiased Medicare counseling at no cost.
Questions about how a plan works with your local doctors and hospitals? Our Joplin office can walk you through it.
When you can enroll or switch
Most Dade County residents can change plans during the Annual Enrollment Period, October 15 – December 7, for coverage that starts January 1. Medicare Advantage members get one more change from January 1 to March 31. New to Medicare? Start with our Turning 65 guide.
Local help for Dade County
Our Joplin office helps people across Dade County, from Greenfield to Lockwood, Everton, and South Greenfield. We compare the plans we represent side by side and stay your contact after you enroll. Our help is free.
Dade County Medicare FAQ
How many Medicare Advantage plans are in Dade County, MO for 2027?
CMS lists 32 individual Medicare Advantage plans in Dade County for 2027, offered by 7 insurance organizations. This count excludes Special Needs Plans.
Are there $0-premium Medicare Advantage plans in Dade County?
Yes. 25 of the 32 plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays, coinsurance, and deductibles still apply.
Do any Dade County plans offer a Part B giveback?
10 plans include a Part B premium reduction, sometimes called a “giveback.” The largest is $170 a month. The giveback lowers the Part B amount taken from your Social Security check. It is only one factor to weigh against networks and drug coverage.
Where is the nearest Temmen Insurance office to Greenfield?
Dade County is served by our Joplin office. Call (844) 348-4138 for help by phone or to set up a time to meet.
Free Dade County plan review
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Talk to a Medicare advisor in Dade County
We’ll compare plans that fit your doctors, prescriptions, and budget, then explain the tradeoffs in plain English. There’s no cost for our help.