2027 Medicare Advantage plans in Johnson County, MO
Medicare options for people in Warrensburg, Holden, Knob Noster, and Kingsville. Here is how the 2027 market looks in Johnson County, and how to choose well.
Johnson County at a glance for 2027
Johnson County has 22 individual Medicare Advantage plans for 2027. That’s the fewest of the counties our Belton office serves, so picking the right plan matters even more. 15 of those plans include Part D drug coverage. 7 are medical-only plans, which can work for people with drug coverage from the VA or TRICARE.
| 2027 Johnson County snapshot | Value |
|---|---|
| HMO plans (use the plan’s network) | 9 |
| PPO plans (in- and out-of-network coverage) | 13 |
| Plans that include Part D drug coverage | 15 |
| Lowest in-network maximum out-of-pocket (MOOP) | $3,600 |
| Standalone Part D plans available in Missouri | 9 |
Source: CMS CY2027 Landscape and Plan Benefit Package files, Sept 2026. Individual plans, excluding Special Needs Plans. Plan availability can change. We do not offer every plan available in your area.
Live in a different county? Try our 2027 Plan Finder for any ZIP code in Missouri, Kansas, Arkansas, Iowa, Illinois, Oklahoma, or Kentucky.
How to choose a plan in Johnson County
With 22 options, the cheapest-looking plan is rarely the whole story. These are the questions we go through with every Johnson County client:
- Are my doctors and hospital in network? HMO plans generally only cover in-network care except emergencies. PPO plans let you go out of network for a higher cost. That matters if you see specialists outside Warrensburg.
- Are my prescriptions covered, and at what tier? Drug lists differ from plan to plan. For 2027, Part D out-of-pocket costs are capped at $2,400 a year, but your costs before that cap can vary a lot.
- What’s my worst-case year? In-network out-of-pocket maximums in Johnson County start at $3,600. A plan with a $0 premium and a high MOOP can cost more than a plan with a small premium.
- Is a Medicare Supplement a better fit? If you travel, split time out of state, or want to see any doctor who takes Medicare, compare a Medigap plan with a standalone Part D plan.
Local Medicare resources in Johnson County
Johnson County residents have access to acute hospital care in-county at Western Missouri Medical Center in Warrensburg, which offers emergency, obstetric, orthopedic, surgical, and other inpatient services; for larger-city or more specialized care, nearby Kansas City hospitals are referenced as being at capacity during peak demand, implying residents may travel there for some needs.
- Hospitals in Johnson County: Western Missouri Medical Center (Warrensburg). Before you pick a plan, check that the hospital you would actually use is in its network.
- Social Security office for Warrensburg: 3404 W 10TH ST, Sedalia, MO 65301. This is where you can sign up for Part A and Part B in person (or online at ssa.gov).
- Local senior services: Care Connection for Aging Services serves Johnson County with programs like meals, transportation, and caregiver support.
- Free government counseling: CLAIM, Missouri’s free State Health Insurance Assistance Program offers unbiased Medicare counseling at no cost.
Questions about how a plan works with your local doctors and hospitals? Our Belton office can walk you through it.
When you can enroll or switch
Most Johnson County residents can change plans during the Annual Enrollment Period, October 15 – December 7, for coverage that starts January 1. Medicare Advantage members get one more change from January 1 to March 31. New to Medicare? Start with our Turning 65 guide.
Local help for Johnson County
Our Belton office helps people across Johnson County, from Warrensburg to Holden, Knob Noster, and Kingsville. We compare the plans we represent side by side and stay your contact after you enroll. Our help is free.
Johnson County Medicare FAQ
How many Medicare Advantage plans are in Johnson County, MO for 2027?
CMS lists 22 individual Medicare Advantage plans in Johnson County for 2027, offered by 5 insurance organizations. This count excludes Special Needs Plans.
Are there $0-premium Medicare Advantage plans in Johnson County?
Yes. 17 of the 22 plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays, coinsurance, and deductibles still apply.
Do any Johnson County plans offer a Part B giveback?
10 plans include a Part B premium reduction, sometimes called a “giveback.” The largest is $164.70 a month. The giveback lowers the Part B amount taken from your Social Security check. It is only one factor to weigh against networks and drug coverage.
Where is the nearest Temmen Insurance office to Warrensburg?
Johnson County is served by our Belton office. Call (844) 348-4138 for help by phone or to set up a time to meet.
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