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2027 plan guide · Southwest Missouri

2027 Medicare Advantage plans in Barry County, MO

Medicare options for people in Cassville, Monett, Purdy, Exeter, and Seligman. Here is how the 2027 market looks in Barry County, and how to choose well.

Barry County at a glance for 2027

36Medicare Advantage plans
29with a $0 plan premium
10with a Part B giveback, up to $170/mo
7insurance organizations

Barry County has 36 individual Medicare Advantage plans for 2027. Plan choice here falls in the middle of the 8 counties our Springfield office serves (from 35 to 38 plans). 29 of those plans include Part D drug coverage. 7 are medical-only plans, which can work for people with drug coverage from the VA or TRICARE.

2027 Barry County snapshotValue
HMO plans (use the plan’s network)19
PPO plans (in- and out-of-network coverage)15
PFFS plans2
Plans that include Part D drug coverage29
Lowest in-network maximum out-of-pocket (MOOP)$2,000
Standalone Part D plans available in Missouri9

Source: CMS CY2027 Landscape and Plan Benefit Package files, Sept 2026. Individual plans, excluding Special Needs Plans. Plan availability can change. We do not offer every plan available in your area.

Live in a different county? Try our 2027 Plan Finder for any ZIP code in Missouri, Kansas, Arkansas, Iowa, Illinois, Oklahoma, or Kentucky.

How to choose a plan in Barry County

With 36 options, the cheapest-looking plan is rarely the whole story. These are the questions we go through with every Barry County client:

  1. Are my doctors and hospital in network? HMO plans generally only cover in-network care except emergencies. PPO plans let you go out of network for a higher cost. That matters if you see specialists outside Cassville.
  2. Are my prescriptions covered, and at what tier? Drug lists differ from plan to plan. For 2027, Part D out-of-pocket costs are capped at $2,400 a year, but your costs before that cap can vary a lot.
  3. What’s my worst-case year? In-network out-of-pocket maximums in Barry County start at $2,000. A plan with a $0 premium and a high MOOP can cost more than a plan with a small premium.
  4. Is a Medicare Supplement a better fit? If you travel, split time out of state, or want to see any doctor who takes Medicare, compare a Medigap plan with a standalone Part D plan.

Local Medicare resources in Barry County

Barry County residents have access to two in-county critical access hospitals, Mercy Hospital Cassville in Cassville and Cox Monett Hospital in Monett, for general acute and emergency care. For more specialized services beyond what these facilities offer, residents may need to travel outside the county, though the results do not specify a particular destination city.

  • Hospitals in Barry County: Mercy Hospital Cassville (Cassville), and Cox Monett Hospital (Monett). Before you pick a plan, check that the hospital you would actually use is in its network.
  • Local senior services: SeniorAge Area Agency on Aging serves Barry County with programs like meals, transportation, and caregiver support.
  • Free government counseling: CLAIM, Missouri’s free State Health Insurance Assistance Program offers unbiased Medicare counseling at no cost.

Questions about how a plan works with your local doctors and hospitals? Our Springfield office can walk you through it.

When you can enroll or switch

Most Barry County residents can change plans during the Annual Enrollment Period, October 15 – December 7, for coverage that starts January 1. Medicare Advantage members get one more change from January 1 to March 31. New to Medicare? Start with our Turning 65 guide.

Local help for Barry County

Our Springfield office helps people across Barry County, from Cassville to Monett, Purdy, Exeter, and Seligman. We compare the plans we represent side by side and stay your contact after you enroll. Our help is free.

Barry County Medicare FAQ

How many Medicare Advantage plans are in Barry County, MO for 2027?

CMS lists 36 individual Medicare Advantage plans in Barry County for 2027, offered by 7 insurance organizations. This count excludes Special Needs Plans.

Are there $0-premium Medicare Advantage plans in Barry County?

Yes. 29 of the 36 plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays, coinsurance, and deductibles still apply.

Do any Barry County plans offer a Part B giveback?

10 plans include a Part B premium reduction, sometimes called a “giveback.” The largest is $170 a month. The giveback lowers the Part B amount taken from your Social Security check. It is only one factor to weigh against networks and drug coverage.

Where is the nearest Temmen Insurance office to Cassville?

Barry County is served by our Springfield office. Call (417) 633-7200 for help by phone or to set up a time to meet.

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We’ll compare plans that fit your doctors, prescriptions, and budget, then explain the tradeoffs in plain English. There’s no cost for our help.